:root{--navy:#07182c;--navy2:#0d2744;--gold:#c8923b;--ink:#102239;--muted:#5c6876;--paper:#fff;--soft:#f4f6f8;--line:#dfe5ea;--max:1200px;--shadow:0 16px 45px rgba(8,24,44,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}.wrap{max-width:var(--max);margin:auto;padding:0 24px}.top{background:var(--navy);color:#fff;font-size:13px}.top .wrap{display:flex;justify-content:space-between;gap:20px;padding-top:9px;padding-bottom:9px}.header{position:sticky;top:0;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);z-index:20;border-bottom:1px solid var(--line)}.header-inner{height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;min-width:250px}.logo{width:54px;height:54px;border-radius:12px;object-fit:contain;background:#fff}.brand strong{display:block;font-size:18px;letter-spacing:.03em}.brand span{display:block;font-size:11px;letter-spacing:.2em;color:#66717e;margin-top:2px}nav{display:flex;gap:4px;flex-wrap:wrap;justify-content:flex-end}nav a{font-size:13px;font-weight:700;padding:10px 10px;border-radius:8px;color:#24374c}nav a:hover,nav a.active{color:var(--gold);background:#f8f4ed}.mobile-toggle{display:none;border:0;background:var(--navy);color:#fff;border-radius:8px;padding:10px 12px}.hero{position:relative;min-height:520px;display:flex;align-items:center;background-size:cover;background-position:center;color:#fff}.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,18,34,.94) 0%,rgba(4,18,34,.75) 42%,rgba(4,18,34,.2) 75%,rgba(4,18,34,.1) 100%)}.hero-content{position:relative;max-width:690px;padding:90px 0}.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:.2em;color:var(--gold);font-weight:700}.hero h1,.page-hero h1{font-size:58px;line-height:1.04;margin:14px 0 20px;letter-spacing:-.03em}.hero p{font-size:19px;color:rgba(255,255,255,.86);max-width:640px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 19px;border-radius:6px;font-size:13px;font-weight:700;border:1px solid transparent}.btn.gold{background:var(--gold);color:#fff}.btn.outline{border-color:rgba(255,255,255,.65);color:#fff}.btn.dark{background:var(--navy);color:#fff}.trustbar{background:var(--navy);color:#fff;border-top:1px solid rgba(200,146,59,.5)}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-item{padding:22px;border-right:1px solid rgba(255,255,255,.12)}.trust-item:last-child{border-right:0}.trust-item strong{display:block;font-size:14px}.trust-item span{font-size:12px;color:#bdc7d2}.section{padding:80px 0}.section.soft{background:var(--soft)}.section.dark{background:var(--navy);color:#fff}.section-head{max-width:820px;margin-bottom:34px}.section h2{font-size:38px;line-height:1.15;margin:10px 0 14px}.section-head p{font-size:17px;color:var(--muted)}.dark .section-head p{color:#c9d2db}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}.card{background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden;box-shadow:var(--shadow)}.card img{width:100%;height:215px;object-fit:cover}.card-body{padding:24px}.card h3{font-size:21px;margin:0 0 10px}.card p{color:var(--muted);margin:0 0 16px}.text-link{font-weight:700;color:var(--gold);font-size:13px}.feature{padding:26px;border:1px solid var(--line);border-radius:12px;background:#fff}.feature h3{margin-top:0}.feature p{color:var(--muted)}.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.split img{width:100%;height:430px;object-fit:cover;border-radius:12px;box-shadow:var(--shadow)}.checklist{padding:0;margin:22px 0;list-style:none}.checklist li{padding:10px 0 10px 28px;position:relative;border-bottom:1px solid var(--line)}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:bold}.page-hero{position:relative;background-size:cover;background-position:center;color:#fff;padding:120px 0 90px}.page-hero:before{content:"";position:absolute;inset:0;background:rgba(4,18,34,.8)}.page-hero .wrap{position:relative}.page-hero p{max-width:760px;font-size:18px;color:#dfe7ef}.process{display:grid;grid-template-columns:repeat(6,1fr);gap:12px}.step{background:#fff;border:1px solid var(--line);padding:20px;border-radius:10px}.step b{display:flex;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;align-items:center;justify-content:center;margin-bottom:12px}.step h3{font-size:16px;margin:0 0 8px}.step p{font-size:13px;color:var(--muted);margin:0}.table-wrap{overflow:auto}.table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line)}.table th,.table td{padding:16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.table th{background:#eef2f5}.notice{padding:18px 20px;border-left:4px solid var(--gold);background:#fbf7f0;color:#4f5a66}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.field.full{grid-column:1/-1}label{display:block;font-size:13px;font-weight:700;margin-bottom:7px}input,select,textarea{width:100%;padding:13px;border:1px solid #ccd4db;border-radius:6px;font:inherit;background:#fff}textarea{min-height:160px;resize:vertical}.footer{background:#041325;color:#fff;padding:60px 0 22px}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:34px}.footer h3{font-size:15px;margin-top:0}.footer p,.footer a{font-size:13px;color:#b9c6d2}.footer a{display:block;margin:8px 0}.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:35px;padding-top:20px;color:#8fa0af;font-size:12px}.legal-copy h2{font-size:28px;margin-top:38px}.legal-copy p,.legal-copy li{color:var(--muted)}
@media(max-width:980px){nav{display:none;position:absolute;top:82px;left:0;right:0;background:#fff;padding:16px 24px;box-shadow:var(--shadow)}nav.open{display:block}nav a{display:block}.mobile-toggle{display:block}.hero h1,.page-hero h1{font-size:44px}.trust-grid,.grid-3,.process{grid-template-columns:repeat(2,1fr)}.split,.grid-2,.footer-grid{grid-template-columns:1fr}.split img{height:340px}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}}
@media(max-width:600px){.top .wrap{display:block}.hero{min-height:500px}.hero h1,.page-hero h1{font-size:36px}.section{padding:58px 0}.section h2{font-size:31px}.trust-grid,.grid-3,.process{grid-template-columns:1fr}.brand{min-width:auto}.brand span{display:none}.logo{width:46px;height:46px}}